Where the industry’s most ambitious tend to gather.

For decades, the agents who power this industry have been expected to build their careers inside rather limiting arrangements, where the rewards are modest and true potential rarely reaches its natural scale.
Compromise was never a particularly attractive option.

The best seat at the table required buying the whole house.

The most attractive economics have long lived behind a rather expensive gate, where independence and upside were reserved for those with capital and a steady appetite for risk. The rest built generously, while enriching someone else entirely.
That arrangement persisted for decades.

Then the gate vanished.

So did the entry fee.

What tends to follow is more interesting.

The math
is rather persuasive

Select an annual new business commitment. $3M is common here.

One million in annual premium.
A modest place to start.

While you’re building
Year 2 →
$40,000
Year 2 →
$72,000
Year 3 →
$97,600
Year 4 →
$118,000

$327,000

Earned along the way
After you move on
Year 5 →
$40,000
Year 6 →
$72,000
Year 7 →
$97,600
Year 8 →
$118,000

$196,000

Paid after you move on

Two million in annual premium.
Still leaving room, it seems.

While you’re building
Year 2 →
$80,000
Year 2 →
$144,000
Year 3 →
$195,000
Year 4 →
$236,000

$655,000

Earned along the way
After you move on
Year 5 →
$179,000
Year 6 →
$116,000
Year 7 →
$72,000
Year 8 →
$46,000

$413,000

Paid after you move on

Three million in annual premium.
You weren’t planning on playing small.

While you’re building
Year 2 →
$120,000
Year 2 →
$216,000
Year 3 →
$292,000
Year 4 →
$354,000

$983,000

Earned along the way
After you move on
Year 5 →
$269,000
Year 6 →
$175,000
Year 7 →
$107,000
Year 8 →
$69,000

$621,000

Paid after you move on

One million in annual premium.
A modest place to start.

While you’re building
Year 2 →
$40,000
Year 2 →
$72,000
Year 3 →
$97,600
Year 4 →
$118,000

$327,000

Earned along the way
After you move on
Year 5 →
$40,000
Year 6 →
$72,000
Year 7 →
$97,600
Year 8 →
$118,000

$196,000

Paid after you move on

Two million in annual premium.
Still leaving room, it seems.

While you’re building
Year 2 →
$80,000
Year 2 →
$144,000
Year 3 →
$195,000
Year 4 →
$236,000

$655,000

Earned along the way
After you move on
Year 5 →
$179,000
Year 6 →
$116,000
Year 7 →
$72,000
Year 8 →
$46,000

$413,000

Paid after you move on

Three million in annual premium.
You weren’t planning on playing small.

While you’re building
Year 2 →
$120,000
Year 2 →
$216,000
Year 3 →
$292,000
Year 4 →
$354,000

$983,000

Earned along the way
After you move on
Year 5 →
$269,000
Year 6 →
$175,000
Year 7 →
$107,000
Year 8 →
$69,000

$621,000

Paid after you move on

A parting gift, of sorts.

When you're ready to move on, monthly residuals on renewing policies continue for up to five years. Your next chapter, it turns out, is rather well funded.

Insurance is
a competitive sport.

The outcome of most contests is determined long before the game begins. Most participants spend years assembling the kind of advantage that eventually tilts the outcome in their favor.
Arriving with that advantage already in place tends to make the contest look rather one-sided. The results accumulate quickly enough that the rest of the room begins to wonder what they missed.

Quite a lot, as it turns out.

The game prefers its players otherwise engaged.

Most players enter expecting to compete, only to discover they are, in fact, the team, the back office, and the organization itself. A remarkable number of responsibilities, enough to keep the game’s most capable operators comfortably sidelined.
One might begin to suspect that’s not entirely accidental.

A beautifully orchestrated sport.

We tend to prefer more rewarding arrangements.

Some agents win occasionally. Others make a habit of it.

Under the right conditions, capable people tend to produce remarkable results. Bond creates those conditions with such offensive consistency that winning begins to lose the decency to arrive in moderation, reappearing as a recurring obligation rather than the occasional pleasure it once was.

It’s a difficult burden to carry.

We do what we can.

The ambitious tend to find their way here.

Not for the complacent. For the bold and the exacting. For those who believe the future should outperform the past. If you intend to reshape the industry rather than accept it as it is, you’re exactly where you should be.
bird
QUESTIONS WORTH ASKING
01
Will you sell my information to every broker in America?
No.
Bond uses your information to quote your insurance directly through our carrier partners. We do not sell your information to brokers, lead buyers, or third parties.
02
Are these real quotes or preliminary estimates that change later?
They are real quotes based on the information submitted.
Carriers price policies using the details provided in the application. If those details change, or if underwriting verifies something different before purchase, the price can change. When that happens, Bond explains what changed and why.
03
Do I have to talk to someone or can I handle this myself?
It depends on the carrier.
Some policies can be purchased online. Others require an agent to finalize the policy by call, text, or email. Either way, Bond keeps the process simple and avoids unnecessary contact.
04
How do you make money if this is free?
Bond is paid a commission by the carrier when you purchase a policy. The rates shown come directly from the carrier. Bond does not mark up quotes or charge broker fees.
05
What happens after I buy a policy?
Bond stays involved after the policy is purchased.
Our servicing team can help with policy changes, documents, billing questions, general support, and guidance on how to report or manage a claim. You can also contact the carrier directly when needed.
06
Will Bond keep looking for better options after I buy?
Yes.
Insurance rates change over time. Bond keeps your policy on our radar and looks for better options when it makes sense, so you do not have to start the shopping process from scratch every year.
07
What types of insurance can Bond help with?
Bond can help with many common personal insurance needs, including auto, home, renters, condo, umbrella, jewelry, collectibles, and other coverage depending on your state and carrier availability.
If a certain type of coverage is not available through Bond, we will tell you clearly.

Start over